If you are wondering, “does insurance cover plastic surgery?” then its probable you are thinking of getting one of this surgeries. The short answer is YES, insurance might pay for your plastic surgery procedures based on the “circumstances”. Read through to understand everything.
1. Nose Jobs
If you were to have a chat with your favorite celebrities such as Tyra Banks and Jennifer Pamplona, probability is high they’ll argue their nose jobs were “medically necessary”.
The truth is that a “nose job” also popularly known as “Rhinoplasty” in the medical world is done to correct breathing problems. A deviated septum is one of the structural defects that cause impaired breathing.
“Normally, nose jobs can be conducted to improve facial harmony and dictate the proportions of the nose.” Rhinoplasty costs an average of $5,050, when conducted as medically necessary insurance will cover the cost.
Your ears will continue to grow as you age in life, there’s no stopping them. Ear surgery (otoplasty) is used by surgeons to improve the position, shape and proportion of the ears.
Structural defects at birth or deformities due to accidents can be corrected by this procedures as well. Both adults and kids can enjoy benefits of otoplasty which often leads to improved self esteem.
The average cost of otoplasty is $3,150. Its covered by insurance if its conducted in adults and doesn’t interfere with hearing.
3. Eyelid Lift
Sagging of the skin around the eyes makes men and women look much older than they are. It is normally caused by genetics, wrinkles due to aging and sun exposure.
Eyelid lift or “blepharoplasty” is used to remove excess fat and skin around the upper and lower eye lids. the goal of this surgery is to give the patient’s eyes a smoother and firmer look.
The average eyelid lift cost is $3030.
4. Boob Jobs
According to data from the American Society of Plastic Surgeons (ASPS), Americans spent more than a billion dollars in breast augmentation.
“The truth is that your health insurance cover is unlikely to take care of your bills when increasing the size of your breasts.”
What you should ask yourself is whether the procedure is “cosmetic” or “reconstructive”. If you are having surgery to correct deformities or functional procedures then the procedure is reconstructive. But if you don’t like the normal and your aim is to improve it, then its cosmetic.
“By law, insurance firms are required to cover breast reconstruction after mastectomy. All the charges that arise when the other breast is reconstructed to be symmetrical and other physical complications during mastectomy are covered”.
Fat grafting is often used to transfer fat from other parts of the body to the breast via lipo. Breast augmentation costs an average of $3,720.
5. Breast Reduction
Women will opt for reduction of breast to solve physical and emotional discomfort. Excess skin, fatty and glandular tissues are removed during a breast reduction surgery.
Insurance companies tend to use cup size as a guideline which should not be the case. The weight of large breast leads to back pain, neck and shoulder discomfort as well. The average cost of breast reduction is $5,630.
Its important to document symptoms since some insurance companies wont cover patients unless the symptoms have lasted for a year.
6. Tummy Tuck
A tummy tuck involves the removal of excess fat and skin from the abdominal area, then tightening the muscles. The procedure is also referred to as “abdominoplasty”.
In the event of diastisis, women may wish to have a tummy tuck after pregnancy to eliminate excess hanging skin. It is usually covered by insurance if its done as part of breast reconstruction.
For example, when fatty tissues and skin is transferred from the abdomen to the breast after mastectomy then its necessary for insurers to pay for this costs. Tummy tuck costs an average of $5,795.
Does this also apply to men who undergo the procedure after weight loss?
7. Butt Lift
“Are you wondering whether your insurer covers buttock augmentation? They hardly do.” But in case you undergo mastectomy then its possible. “If your plastic surgeon uses skin, blood vessels and fat from your butt to create new breasts then it will be covered.”
The average cost of a butt lift is $4,360.